Digital Banking

Online Banking at Your Fingertips

Experience the freedom of managing your finances anytime, anywhere with GHIB Digital Banking. Our secure online platform gives you complete control over your accounts, whether you’re at home in London, visiting family in Accra, or travelling abroad. With 24/7 access to your accounts, banking has never been more convenient.

Our digital banking services are designed with you in mind—combining powerful features with an intuitive interface that makes everyday banking simple. From checking your balance to making international transfers, pay bills, and managing your cards, everything you need is just a few clicks away. All transactions are protected by advanced encryption and multi-factor authentication to keep your money safe.

Banking Guidance for Every Stage of Life.

At Ghana International Bank, we understand that your banking needs evolve over time. Whether you’re a student managing your first account, a professional building wealth, or a business owner handling international trade, our digital banking solutions adapt to your lifestyle. Our dedicated support team is always available to guide you through our services and ensure you get the most from your banking experience.

Online Account Opening

Open your GHIB account from anywhere in the world without visiting a branch. Our simple online application process takes just minutes to complete. Simply fill in your details, upload your identification documents, and our team will verify your application. Once approved, you’ll receive your account details and can start banking immediately. Whether you need a personal current account, savings account, or business account, getting started with GHIB has never been easier.

Make fast, secure payments with a simple tap using your GHIB debit card. Our contactless payment technology lets you pay for everyday purchases quickly and safely at millions of locations worldwide. There’s no need to enter your PIN for smaller transactions—just tap your card on the payment terminal and you’re done. Your contactless card is protected by the same security features as all our cards, giving you peace of mind with every transaction.

Hold and manage funds in multiple currencies with ease. Our multi-currency accounts allow you to maintain balances in GBP, USD, and Euro—all within a single banking relationship. This is ideal for individuals and businesses with international financial needs, helping you avoid unnecessary conversion fees and take advantage of favourable exchange rates. Transfer between your currency accounts instantly through our online banking platform, and receive funds from anywhere in the world directly into your preferred currency.